Want A Cash Back On Credit Card? | These Are The Options

Normally every credit card offers a catch of cashback to attract the customers.

With so many options available it might be quite a difficult task to figuring out the best card if the cashback feature is on top of your preference list. We got you covered against this choice of preference by listing the best options of credit cards that pay handsome cashback.

Without further ado, here goes our list. Merrick Bank Double your line offers unsecured as well as secured credit cards. In this article, we are going to review the secured credit card from Merrick bank.

Blue Cash Preferred Card From American Express

With a $0 intro annual fee for the first year, and later on $95 for successive years, this card offers $300 as cashback if you spend more than $3000 in the first 6 months.

Moreover, 0% APR for the first year, followed by 13.99% to 23.99% variable APR is not bad at all. Furthermore, this card offers 6% cashback on groceries and US streaming subscriptions, and 3% on all kinds of transits and gas stations. Lastly, you’ll get a 1% instant cashback on all other kinds of purchases made through this credit card.

Double Cash Credit Card From Citi

Can you believe, this credit card has no annual fee! Additionally, 0% APR on balance transfer for the first 18 months, followed by 13.99% to 23.99% variable APR is the best deal in town.

Moreover, you’ll get double cash back on each purchase you make via this card. You’ll get 1% while using the credit card, while 1% additional when you pay for the credit card balance.

Chase Freedom Unlimited Credit Card

Once again you don’t have to pay an annual fee, plus the APR for the first 15 months is straight 0%. Later on, a variable APR of 14.99% to 23.74% applies.

This card offers an elaborate cashback scheme covering almost any kind of credit card use. You can get a 5% cash back on groceries and booking of flights and hotels, while a 3% cashback awaits you if you use this card for any kind of dining or drugstore purchases. 

Apart from this, you will also get 1.5% cash back on purchases of apparel, gas, entertainment, and any other place.

Savor Rewards From Capital One

Although this card has a flat $95 annual fee, it offers 5% cashback on all Uber Eats. Relatively this card has a high APR rate, which is variable from 15.99% to 24.99%, but it also offers unlimited 4% cashback on dining and entertainment purchases.

Furthermore, you can earn $300 as cashback if you manage to use this card for $3000 in the first 3 months. Additionally, this card offers several other benefits as well, for example, zero foreign transaction fees, extended warranty, and instant purchase notifications.

Ink Business Cash Credit Card From Chase

This is another worth considering option from Chase. It has benefits of $0 annual fee and 0% APR for the first 12 months, followed by 13.24% to 19.24% variable APR.

As for the cashback terms are concerned, you can earn $500 by spending $3000 on purchases in the first 3 months. Moreover, a 5% cashback awaits you if you spend $25000 combined on office supply stores, internet, cable, and phone services each year.

Additionally, a 2% cashback will be awarded to you for making combined purchases of $25000 at gas stations and restaurants. Furthermore, 1% for all other kinds of purchases makes this card quite desirable.

Platinum VISA From Credit One Bank

Based on your credit history you might be able to get $0 as an annual fee or as high as $99. Whereas 17.99% to 23.99% variable APR applies on all purchases made through this credit card.

As for the cashback terms, you’ll get 1% cashback on all purchases made at gas stations, groceries, internet, cable, mobile phone, and TV services. Furthermore, the bank actively offers newer schemes allowing you to earn as high as 10% cash backs.

Final Words

There are several options that offer handsome cashback. The article reviews 6 such options for your guidance. Depending on your use, choose the credit that offers the best cashback to maximize your rewards.

If you still feel that you need a bit more information regarding any credit card, then you may contact the customer support of the corresponding bank or you can reach us via comments.

Thank you.

Leave a Comment